uob particular banking
uob particular banking
Blog Article
UOB Bank gives a variety of personalized banking services made to satisfy the economical requirements of individuals. Below is an intensive overview that will help you comprehend The important thing aspects and choices.
Forms of Accounts
Cost savings Account: This account enables you to save money though earning curiosity.
Attributes: Easy accessibility, curiosity earnings, negligible costs.
Advantages: Safe and sound place for your resources, prospective growth by way of interest.
Recent Account: Perfect for day-to-day transactions and managing bills.
Features: Checkbook facility, overdraft defense.
Benefits: Practical for normal payments and withdrawals.
Set Deposit Account: For the people seeking to receive bigger curiosity premiums over a set period of time.
Features: Mounted expression deposits, higher curiosity costs compared to cost savings accounts.
Added benefits: Protected expense selection with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans that can be used for numerous reasons like schooling or household renovation.
Styles:
Installment Financial loans
Credit rating Strains
Gains: Adaptable repayment conditions, competitive interest prices.
House Loans: Tailored solutions for acquiring assets or refinancing current home loans.
Styles:
Fastened Amount Property Bank loan
Floating Charge Residence Bank loan
Rewards: Unique plans to suit personal demands, desirable rates.
Charge cards
UOB gives An array of charge cards catering to various existence and paying habits:
Benefits Playing cards: Receive points on just about every obtain that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get funds rebates on everyday paying out like groceries and eating out.
Vacation Cards: Exclusive Advantages like air miles accumulation and journey insurance policy protection.
Expense Expert services
For individuals enthusiastic about escalating their wealth by way of investments:
Device Trusts * Diversified portfolio managed by experts. * Appropriate for extensive-term progress aims.
Structured Deposits * Brings together the features of standard deposits with financial commitment products. * Probably increased returns but with a few hazard involved.
Insurance policy Merchandise
To safeguard you and All your family members against unexpected functions:
Lifetime Insurance policies * Presents financial safety in case of death or vital disease. * Might also serve as a personal savings Device dependant upon the coverage decided on.
Overall health Insurance policies * Addresses health-related fees which include hospitalization expenditures. * Essential for mitigating higher Health care expenditures.
Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:
World wide web Banking
Enables you to regulate your funds on-line:
View account balances and transaction heritage
Transfer money between accounts or fork out payments
Submit an application for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by click here means of mobile applications:
Speedy balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to provide personalised banking remedies that cater precisely to unique requirements when making certain advantage and security in all transactions.